Lawsuit Funding
Lawsuit funding — also called legal funding, litigation funding, or plaintiff funding — provides a non-recourse cash advance to plaintiffs with a pending legal claim, based on the estimated value of that claim rather than credit or income.
USA Lawsuit Funds reviews cases individually and works directly with your attorney throughout the process. This page is the starting point for understanding the category; if you already know your case's stage, jump straight to pre-settlement funding, settlement funding, or post-settlement funding below.
What Lawsuit Funding Is (and Isn't)
Lawsuit funding is not a conventional loan. It is typically structured as a non-recourse advance: if your case does not resolve in your favor, you are generally not personally required to repay it out of pocket, subject to the specific terms of your agreement.
Some consumers search for 'lawsuit loans' or 'lawsuit cash loans' — those terms describe the same general need for cash during a pending case, but the actual product most reputable providers offer is structured as non-recourse funding, not a loan. See our article on the difference for more detail.
The Different Stages of Lawsuit Funding
Funding needs differ depending on where your case stands. Pre-settlement funding applies while your case is still active. Settlement funding applies once a settlement or verdict has been reached but funds haven't yet been paid out. Post-settlement funding applies to cases that have already resolved and are moving through final disbursement.
Case Types We Review
We review a range of personal injury and civil claim types, including car and truck accidents, slip and fall and premises liability claims, medical malpractice, wrongful death, employment disputes, product liability, civil rights claims, and mass tort actions. Only cases with attorney representation are considered.
How to Get Started
Applying takes a few minutes. We'll ask for basic information about your case and your attorney, then reach out to your attorney directly to gather the details needed for underwriting.
Frequently Asked Questions
Is lawsuit funding available nationwide?
Availability depends on the state and specific case. See our state funding pages for details, or apply to find out about your specific situation.
Will applying affect my credit?
Approval is based on your case, not a credit check, so applying does not depend on or typically affect your credit score.
What's the difference between lawsuit funding and a lawsuit loan?
Non-recourse lawsuit funding is repaid only from your case proceeds if you recover. A conventional loan generally must be repaid regardless of outcome. Always confirm the structure in writing before signing any agreement.
Related Funding Options
See if your pending case may qualify
Apply in minutes and our team will work directly with your attorney to review your case.