Frequently Asked Questions

Lawsuit funding is a non-recourse cash advance provided to a plaintiff with a pending legal claim, based on the estimated value of that claim. It is not a conventional loan — repayment comes only from your case proceeds, and approval depends on case review rather than credit or income.

The terms are often used interchangeably by consumers, but they can describe different products. Non-recourse funding, which is what we offer, is repaid only if your case resolves in your favor. A conventional loan would generally require repayment regardless of case outcome. Always review your specific agreement to understand its structure.

No. Approval is based primarily on the estimated strength and value of your legal claim, not your credit score or income.

Yes. Funding is only available to plaintiffs represented by an attorney, since we verify case status and details directly with your legal counsel.

The amount available depends on the specific facts, stage, and estimated value of your case. There is no fixed or guaranteed amount, and every application is reviewed individually.

Timelines vary by case complexity and how quickly your attorney can provide requested case information. We aim to review complete applications promptly, but we do not guarantee a specific approval time.

Under a properly structured non-recourse funding agreement, you are not personally required to repay the advance out of pocket if you do not recover. Review your specific agreement with your attorney to understand exactly how this applies to your case.

Costs vary by provider, case, and agreement terms, and are only repaid from your settlement or judgment proceeds if your case resolves in your favor. Ask for a full, itemized explanation of all costs before signing any agreement.

In some situations, post-settlement funding may be available for plaintiffs waiting on the disbursement of an already-resolved case. See our post-settlement funding page for details.

Availability varies by state and by case. See our state funding pages for information relevant to specific states, and apply to find out whether funding may be available for your situation.

Your attorney will typically be asked to confirm representation and provide a brief case status update. We do not contact insurance carriers, courts, or opposing parties directly.

Attorneys often help initiate the process by providing case information, but the funding agreement itself is between the plaintiff and the funding provider.